Runescape players, you are familiar with the banks because they hold your coins and most items. But the banking system can do a lot more than just that. You can't just know how to earn RS gold and buy great items, you need to have a knowledge of RS banking system as they can benefit more than you expect.
Bank locations
There are many banks scattered throughout RuneScape, and may be located in the World Map with the dollar icon. They are most commonly found in the major cities of Runescape.
Banking system
Free to play gamers are only allowed 28 slots for items; the bank offers some extra space for your items. This can come in handy if you want to keep some valuable items. If you die, you will only be able to keep three of your best items on you at the time, unless you have the prayer that allows you to keep one extra item. Even if you do keep one extra, that's still only 4 out of 28. When you bank your items, you protect them from being lost.
You can also store up items that are not normally stackable. For example, if you mine 28 rune essences, then you bank them, they are not going to take up 28 slots in the bank, instead they will take up one slot and stack up. Any item can be stacked in the bank, from Bronze Bars to Dragon Long Swords. This is good because Free to Play members do not have hundreds of slots like the Pay to Play members do. Free to Play does not have nearly as many items though, so they do not need all that space.
How to use the banks
Using a Runescape bank is relatively easy all you have to do is right click on the banking booth and click "Use Bank Booth". This will initiate a conversation with a banker and from there you will gain access to your bank. Right clicking and selecting Use-Quickly Bank Booth will give you quick access to your bank without needing to speak with the banker.
All players have a limit on how many kinds of items they can hold in their bank. You can withdraw items in "noted" form. This allows your non-stackable items to stack up in your inventory as notes. This is helpful when selling mass quantities of items. Instead of having to make loads of trips to the Grand Exchange, you can make one with all your items noted. If you buy items and they are noted, you can put them into the bank, and withdraw them again (without the noted symbol checked), and you will have the actual items. Noted Items are a great addition to the Runescape Banks, and they help so much with buying and selling.
Protect your bank account
To setup your Runescape bank pin you need to speak with a banker in a Runescape bank and select your bank settings to set your PIN. Once you have set your pin and it has been confirmed when you log onto Runescape and attempt to access your bank account you will be asked for you pin and you will enter it via a clicking the numbers of your pin on a number pad. This number pad will rearrange itself after each click. The Runescape bank account pin system was setup up like this to prevent Runescape hackers gaining your secret bank pin via a key logging mechanism or a click tracker because the numbers are never in the same position twice.
Enjoy RuneScape and its banking system. Wish your Runescap money depositd in the banks are a large number and your items stored are good enough. Have fun!